Terms of use

By using this website you agree to these terms. The site is run by PolicyKind, an insurance brokerage registered with RIBO in Ontario.

What this site is

The site helps you compare car insurance options and ask a broker about other kinds of cover. It is a brokerage service, not an insurance company.

Quotes are estimates

Prices shown are estimates based on the information you give us. Nothing is bound and no insurance is in force until your broker confirms the coverage with you and you accept it. The final price and terms may differ from an estimate if the information changes or is found to be inaccurate.

Give us accurate information

Please answer every question truthfully and completely. Incorrect or missing information can change your price and, if found later, can affect a claim or your policy.

Guides are general information

The articles and guides on the site are general information. They are not legal, financial or insurance advice for your situation. Ask a broker before making a decision.

Using the site

Do not misuse the site: no automated scraping, no attempts to break or overload it, and no false requests. We may limit or block access if the site is misused.

Our content

The text, design and illustrations on this site belong to us or our licensors. You may link to a page or quote a short passage with credit, but you may not copy the site.

Links to other websites

We may link to other websites. We are not responsible for what those sites say or do.

Limits on our responsibility

Placeholder. The wording that limits the brokerage's liability, and the governing law and courts (expected: the laws of Ontario and Canada), are to be settled with the brokerage's legal adviser before this page is final.

Changes

We may change these terms. The date at the top of the page shows the latest version; continued use means you accept it.

Contact

Questions about these terms? Use the contact page.