Insurance guides

Home and condo

Home, condo and tenant insurance explained: what is covered, what is not, and how to choose the right policy for where you live.

All guides

Home and condo
Condo insurance in Ontario: loss assessment and the deductible
The condo corporation insures the building, yet you can be billed for its deductible. Learn how loss assessment, improvements and the status certificate work.
Reviewed October 2026 · 8 min read
Home and condo
Home insurance for first-time buyers in Ontario: before closing
Buying your first home in Ontario? See what to arrange before closing: proof for your lender, rebuild cost, key coverages, add-ons and what insurers ask.
Reviewed October 2026 · 8 min read
Home and condo
Tenant insurance in Ontario: do you need it, and what it covers
Is tenant insurance required in Ontario? Learn when a lease can demand it, what it covers, what the landlord's policy skips, and how to pick a contents limit.
Reviewed October 2026 · 9 min read
Home and condo
Condo vs tenant vs home insurance in Ontario: which one do you need?
Condo, tenant and home insurance cover different things. Learn what each policy protects in Ontario, what the building's insurance does not, and what to ask.
Reviewed October 2026 · 8 min read